Testimonials

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Keenan Johnston

I thought I would be able to figure out all this LTC Insurance information on my own, I just needed to get the rates from an agent and be on my way. However, Memory was able to educate me and most importantly walk me through the whole process virtually. She laid out all the plans for me so I can see it, talk it out with my family, and then make my decision. With my own small business and a family of my own, I definitely would have put it off til who knows when. She did a great job of doing her job but she did an exceptional job at making me feel cared for. With love, Keenan

Virginia Baker

Everyone knows that the decision to get LTC is definitely not a simple one. Especially because you don't want to be paying for something you're not sure you need. But, just like health/life insurance it's become something that is a necessity. You don't know what is going to happen in the future. Life is full of surprises, good and bad ones. Memory was so patient with my family and I, and I am so thankful she never gave up one me. I could feel that she wasn't just trying to sell me something for the benefit of her business but because she really cared for me and my family's future. In addition, I really appreciated that she would work on the weekends if I was too tired to talk on the weekdays. Memory is a very hard worker who works hard to guide you to feel protected. Thank you so much for all that you've done for me! Best regards, Virginia Baker

Ly Ly Tran

Thanks to Memory, I can concentrate on living instead of concerning myself with aging. A huge weight has been lifted off my shoulders and now I can live day by day with peace of mind. Best, Ly Ly Tran

Barbara Wycoff

Memory, thank you so much for putting in the time and effort to guide us through the crazy maze of information on LTC. Not only did she help guide us to feel protected but helped us in an affordable way. What a great feeling to have a peace-of-mind in our retirement years, the way it should be. Throughout all the help she's given us, it doesn't feel like we did business with her but that we've gained a new friend. Much love, B. Wycoff

J. Henley

Memory contacted my wife and I when we were going through a lot with our family. She was very helpful and professional through the whole complex situation. At the moment, getting long term care was a huge relief especially since it will one day make the process easier on my son. In addition, having gone through financial planning, the policy Memory helped me get has been confirmed as extremely competitive. Thank you so much Mem!

Annette & Doug

We met Memory in 2006 and we were in our early 50's. Memory spent time helping my husband and I understand Long Term Care Insurance. We were going to wait and think about it and basically put it off. In the end we decided to purchase the coverage. We saved money by purchasing the insurance in our 50's rather than waiting. Ten years later my husband is diagnosed with cognitive issues he can no longer work and I am the sole breadwinner. I totally forgot these policies pay for cognitive impairment. Memory called out of the blue to do a review and now we are in the process of filing a claim. I am so grateful to Memory for working so diligently 10 years ago to convince us of the importance of this insurance. You just never know what could happen to you or your loved one.

Carol & Chuck

We met Memory Tracy over 15 years ago. We did not understand completely the benefits and importance of Long Term Care insurance. Her knowledge and expertise on this subject was most needed in purchasing our plans. Now I am on claim 15 years later and never dreamed I would need this coverage. I am relieved that this insurance is paying for my care at home. Memory Tracy helped us acquire the long term care insurance and she has helped my husband and I with the claims process. She has played an important role in our life and our children's lives.

Sandra Pressnell

I met Memory Tracy in 2005 we discussed a Group Long Term Care Plan for my employees and myself. The majority of my employees enrolled and applied for their parents as well. She is organized and knowledgeable on this important subject. By having this group plan in place I will be able to reduce loss employee time to elder care for their parents and provide employee protection that will naturally arise as we age. Sandra Pressnell CEO Doheny Plumbing
Thanks, Sandra

William Cuesta

Memory Tracy is my Long Term Care Specialist. She helped me acquire Long Term Care Insurance. I was taking care of my Mom Julie, working and raising my daughter when Memory contacted me. When my Mom’s needs were more than I could handle Memory provided solutions and resources for providing the proper care for Julie. I am relieved to have this insurance. I do not want to be dependent on my only child. This type of planning makes sense based on my personal experiences.
William Cuesta
We met Memory in 2006 and we were in our early 50's. Memory spent time helping my husband and I understand Long Term Care Insurance. We were going to wait and think about it and basically put it… Read More

Annette & Doug

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New York Long-Term Care